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Retail Therapy: Christmas Shopping & Boxing Day

Stuck for gift ideas and worried that it’s too late to get anything really cool for your friends or loved ones? Planning on a retail therapy session this Boxing Day? Below we have collated some unique and easy gift ideas, and talk strategy when it comes time to the end of year sales.

Gift Ideas

You can shop right up to Christmas Eve in Australia and still find amazing, unique presents for everyone in your life. Some department stores even do trading until midnight for those that don’t mind staying up late to avoid the crowds! When you’re buying on an interest-free credit card from BOQ, you won’t have to worry about the costs adding up too much either.

Toys are fantastic fun, and in all reality, can be bought for anyone in your life, regardless of age and gender. Who doesn’t love the idea of flying a drone around their property and taking some sweet photos of everyone having a great time on Christmas day? Just be sure to check you’re abiding by the rules and regulations in regards to drones in your local area.

For the tech-lover in your life, opt for something modern and fun and buy them the Google Daydream virtual reality headset. They’ll be travelling all around the world, visiting amazing places, without leaving the lounge room! What’s more, you can take it for a spin as well, so it’s a win-win.

Perfume and cologne are beautiful too – they tend to be one of those items that even though people love it, they’ll rarely spend the money on it for themselves.  Find one the person you’re buying for really loves, and either buy a replacement, or find a similar one that you think they’d appreciate and add to their collection.

A spa kit is something that everyone will love using (even the toughest of men). It’s super relaxing, and putting on face and hand moisturisers will always make you feel better! It’s a refreshing experience and it’s even something you can do with your significant other.

Your Christmas playlist – sorted.

Boxing Day Sales

How much are you planning to spend this Boxing Day? What’s your strategy? The sales are always too good to pass up – you’ll see makeup at 50 per cent off, and that amazing dress you’ve had your eye on for the last year for under $100. The craziest sales happen on this day, and after a stressful Christmas period, we’re all too happy to head out and do some retail therapy, while snapping up a bargain or two along the way.

However, paying for everything that you get your hands on is the painful part (or maybe it’s the sore feet from walking around shops all day). If you don’t have a Rewards credit card, you’ll be paying for the whole amount – albeit at a discounted price. With a Rewards card, though, you’ll have access to BOQ’s Q Rewards program that can be used with either a Blue or Platinum account.

On Blue Visa credit cards, you’ll receive 1 point for every $1 you spend on the card. For Platinum Visa, you’ll get 2 points for every $1 spent – capped at 65,000 and 240,000 points respectively each year.

How to choose the right credit card for your needs

Before you select a card, make sure you consider how you’re going to use it. If you’re the type that prefers to shop around for the best deals, or the most special items, you might only end up buying one thing you really love, and spending a lot less over the course of the day than someone who wants to purchase everything they can find in their size. For these scenarios, there are different card options to suit. Choose the right one by talking to a BOQ representative, and your future retail therapy sessions will be more affordable in the long run, and a whole lot more enjoyable.

To really knock your shopping for six next year, make sure you open a Rewards card account with BOQ and keep earning points to spend whenever you want through the year. Get in touch with our friendly team for more information.

This blog post is for general information purposes only and is not intended as financial or professional advice. It has not been prepared with reference to the financial circumstances of any particular person or business and should not be relied on as such. You should seek your own independent financial, legal and taxation advice before making any decision about any action in relation to the material in this article.


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