How many of your New Year’s resolutions have you kept, or achieved? If it’s only a small number, or even none of them, you’ll want to make improvements. New Year resolutions don’t have to be difficult, or stressful. They’re simply meant to make you stop bad habits, and start good ones.
For example, saving more money, fixing up your house, or getting fit are all great New Year resolutions. They’re not too hard to stick to, either. To start with, you might want to make the switch to a high-interest savings account with BOQ – that’ll help your bank balance to keep climbing no matter what!
1) Save enough money to reach your goals
We live in a world where it costs money to do almost everything. That’s why saving money is so vital to living the life we want – often, it’s hard to save up enough to achieve our dreams, though. It might be going for a big family holiday, or stepping up and buying an upgraded car, or even renovating an area of your home. They’re all large expenses, and without sufficient savings, you won’t be able to comfortably make these dreams a reality.
High-interest bank accounts will totally transform your savings. If you’ve already got a bit stashed away, you’ll be well on track to reap the rewards of a higher interest rate. If you’re only starting out, it might take a bit longer to see big returns, but keep putting money aside and soon you’ll have more than enough to get where you want to go.
2) Renovate your home (or finish what you’ve already started)
A lot of us love the idea of renovating our own homes – it’s resourceful and a lot cheaper than getting someone in. However, good intentions are often overtaken by busy lifestyles, and that means some projects remain unfinished, or untidy.
Make a promise to yourself that you’ll get everything done before a certain time – like the middle of the year. If you stick to that, you’ll have more time to start (and finish) even more projects.
3) Get fit and healthy
This one has likely been on your resolution list before – and so it should remain. There are always ways you can make yourself healthier, be that mentally or physically. Even if this has been on all of your New Year resolutions lists from as far back as you can remember, keep this a priority and you’ll feel better for it.
For more inspiration, and for help getting set up with a new high-interest savings account, speak to one of our friendly BOQ staff members today.